However, just recently, I started exploring some supplementa investments. Fine art. While it will not play more than a very, very minor part of my total assets, it will serve as a small part. Why? Well, it is great to have an asset that provides non-monetary value to me (the painting I bought will hang in my living room!) And, well-researched art investments help minimize risk - and help ensure your choice will enjoy a nice rise in value. David Blackwood prints, for example, have consistently risen in value over the 20 years he has been a print-maker.

I have also started to explore investment properties (small, multi-unit dwellings). There is certainly risk here - but, research and sticking to your guns (not paying more than what you determine is a maximum price, enabling your investment to still yield an appropriate risk-adjusted return) is key.