http://www.investingintelligently.com/2006/11/27/canadian-rrsp-statistics/ Not just another (Canadian) financial blog Sat, 16 Oct 2010 15:22:19 -0700 http://wordpress.org/?v= hourly 1 http://www.investingintelligently.com/2006/11/27/canadian-rrsp-statistics/comment-page-1/#comment-3344 Dave Sat, 02 Dec 2006 01:54:53 +0000 http://www.investingintelligently.com/2006/11/27/canadian-rrsp-statistics/#comment-3344 Ah, I totally forgot about the RRSP pension plan "reduction" or whatever they call it. The only time I had that reduction was when I worked at a grocery store as a young chap and that grocery store employees' union had a pension plan. Ah, I totally forgot about the RRSP pension plan “reduction” or whatever they call it. The only time I had that reduction was when I worked at a grocery store as a young chap and that grocery store employees’ union had a pension plan.

]]> http://www.investingintelligently.com/2006/11/27/canadian-rrsp-statistics/comment-page-1/#comment-3343 David Sat, 02 Dec 2006 00:30:31 +0000 http://www.investingintelligently.com/2006/11/27/canadian-rrsp-statistics/#comment-3343 Possibly some of us contribute relative little to RRSPs is due to the pension plan operated by our employer. My personal situation leaves myself and spouse in the un-enviable position of earning as much or more once we retire as we currently do. Since we do not forsee a reduction in our tax brackets, and my wife may see her income actually incerase once she retires, we are now choosing to invest in non-registered instruments, having accumulated as much as we want in our Registered Plans. Possibly some of us contribute relative little to RRSPs is due to the pension plan operated by our employer. My personal situation leaves myself and spouse in the un-enviable position of earning as much or more once we retire as we currently do. Since we do not forsee a reduction in our tax brackets, and my wife may see her income actually incerase once she retires, we are now choosing to invest in non-registered instruments, having accumulated as much as we want in our Registered Plans.

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