Stupidist Thing I’ve Done This Year

Well actually in the past 2 years. In September 2004 I upgraded from an American Express Air Miles card to an American Express Air Miles GOLD card. I have no recollection of why I did it. The only explanation I can come up with is that I somehow thought that there was no annual fee or something. I honestly cannot remember why I upgraded to the GOLD card. I stopped using my AMEX card a couple months ago and have been meaning to cancel it outright (actually I kind of thought I did, ok, so I’m a bit disorganized). Today, I got a statement in the mail saying that I owe them $50 for “Membership Fee.” This next part I feel really stupid about… I called AMEX and asked them why I got charged this fee. The lady didn’t really know but she said according to my account there was a fee, but the call ended quickly because apparently their main servers were down so she couldn’t get any more information. After I got off the phone I opened up Gnucash because I wanted to see if I had been charged this before. It turned out I was charged $50 in September 2005 as well! God dammit I had a $50 annual fee card and I didn’t even know it. I’m so embarrassed about it…anyways, I’m going to pay the $50 fee and cancel the card ASAP.

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3 Responses to “Stupidist Thing I’ve Done This Year”

  • Dave: If I were you, I would call Amex and point out to them that I hardly use the card and want to cancel it and please refund the latest $50 charge. It doesn’t hurt to ask!

  • I think I might try that. Thanks.

    By the way, I’m not sure why your blog is not listed on my blogroll. That blogroll is a list of blogs I have in my account and you are definitely there but it’s not being fetched. I’ll try removing you from my and readding it and see if that works.

  • Use Mastercard/Visa – no fee. I pay monthly – for the most part zero cost to me. I’ve done it my whole financial life. I’m 58. Works good.

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