Stupidist Thing I’ve Done This Year

Well actually in the past 2 years. In September 2004 I upgraded from an American Express Air Miles card to an American Express Air Miles GOLD card. I have no recollection of why I did it. The only explanation I can come up with is that I somehow thought that there was no annual fee or something. I honestly cannot remember why I upgraded to the GOLD card. I stopped using my AMEX card a couple months ago and have been meaning to cancel it outright (actually I kind of thought I did, ok, so I’m a bit disorganized). Today, I got a statement in the mail saying that I owe them $50 for “Membership Fee.” This next part I feel really stupid about… I called AMEX and asked them why I got charged this fee. The lady didn’t really know but she said according to my account there was a fee, but the call ended quickly because apparently their main servers were down so she couldn’t get any more information. After I got off the phone I opened up Gnucash because I wanted to see if I had been charged this before. It turned out I was charged $50 in September 2005 as well! God dammit I had a $50 annual fee card and I didn’t even know it. I’m so embarrassed about it…anyways, I’m going to pay the $50 fee and cancel the card ASAP.

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4 thoughts on “Stupidist Thing I’ve Done This Year

  1. I think I might try that. Thanks.

    By the way, I’m not sure why your blog is not listed on my blogroll. That blogroll is a list of blogs I have in my bloglines.com account and you are definitely there but it’s not being fetched. I’ll try removing you from my bloglines.com and readding it and see if that works.

  2. Use Mastercard/Visa – no fee. I pay monthly – for the most part zero cost to me. I’ve done it my whole financial life. I’m 58. Works good.

  3. Pingback: Investing Intelligently » Blog Archive » Down to One Credit Card

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