Finally started the switch from BMO to PC Financial. Switching banks is hard, especially when you have 2 automatic pay-cheques and 9 automatic bill payments/withdrawals set up per month. But this week we officially got the ball rolling by sending new void cheques to all the appropriate people, by fax, mail, or online. We made sure that there is enough money in both the BMO and PC accounts before switching as I’m sure the timing between our pay-cheques and the bill payments/PADs will be off a bit and we want to avoid those NSF fees. It’s a pain in the ass, but once it’s all over with, I won’t regret making the switch.